Terms of Use

Terms of Use

for Mookie Limited

Please read these terms and conditions (“terms and conditions”, “terms”) carefully before using mymookie.com & mookie.app (“website”, “app”, “service”) operated by Mookie Limited (“us”, ‘we”, “our”).

Conditions of Use

By using this website, you certify that you have read and reviewed this agreement and that you agree to comply with its terms. If you do not want to be bound by the terms of this agreement, you are advised to leave the website accordingly.

Mookie only grants use and access of this website, its products, and its services to those who have accepted its terms. We reserve the right to withdraw, suspend or amend any aspect or feature of the Website and/or any Service or part of the Service without notice.

Privacy Policy

Before you continue using our website, we advise you to read our privacy policy regarding our user data collection. It will help you better understand our practices.

Age Restriction

Use of the Mookie platform is restricted to individuals who are 18 years of age or older. By accessing or using our services, you confirm that you are at least 18 years old and legally capable of entering into a binding agreement.

Mookie does not knowingly collect or store information from individuals under the age of 18. We are not liable for any consequences resulting from misrepresentation of age or unauthorized access to the platform by individuals who do not meet this requirement.

If we become aware that a user is underage, we reserve the right to restrict access and take appropriate action.

Intellectual Property

All content, features, and services provided by Mookie — including but not limited to our proprietary games, software, design elements, branding, visual layouts, user interface, text, graphics, and data — are the intellectual property of Mookie Limited or its licensors. These materials are protected by applicable laws, including copyright, trademark, trade secret, and other intellectual property rights.

You are granted a limited, non-transferable, non-exclusive license to access and use Mookie’s content strictly for personal, non-commercial purposes, and only as expressly permitted by us.

You may not:

  • Copy, reproduce, modify, distribute, or publicly display any part of the platform

  • Create derivative works based on Mookie’s content or features

  • Use any automated systems (e.g., bots or scrapers) to extract data or content

  • Attempt to register trademarks or domain names that may infringe on Mookie’s rights

  • Use Mookie’s branding or materials in a way that implies partnership or endorsement without written permission

By uploading or publishing any content on Mookie (such as profile details, predictions, comments, or avatars), you grant us a non-exclusive, worldwide, royalty-free license to use, display, reproduce, and share that content within the platform and for promotional purposes. You retain full ownership of your content.

If you believe your intellectual property rights have been infringed upon, please contact us directly so we can investigate and resolve the matter.

User Accounts

To access certain features of the Mookie platform, you may be required to create a user account and provide accurate, current, and complete information during registration. You are solely responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. If you suspect unauthorized access or any other security breach, you must notify us immediately.

User credentials are securely encrypted, and automated login functionality may be supported for your convenience. You may manage your earnings and withdrawals through your Mookie Wallet, including the option to withdraw to a connected bank account, subject to verification and compliance checks.

Subscription Plans

Mookie offers both free and paid subscription tiers. Paid subscriptions may be billed on a weekly, monthly or yearly basis, depending on your chosen plan. Subscriptions renew automatically unless canceled prior to the renewal date. If you choose to cancel your subscription, it will remain active until the end of the current billing cycle — no refunds will be issued for unused periods.

Account Restrictions and Termination

We reserve the right to suspend or terminate user accounts at our sole discretion in cases of:

  • Violation of these Terms of Use

  • Abuse of platform features, including any functionality, games, or promotions

  • Suspicious activity that may indicate fraud, collusion, or unauthorized access

  • Legal, regulatory, or compliance-related concerns

In such cases, Mookie may:

  • Suspend your account for up to 90 days

  • Restrict access to specific services, including withdrawals or gameplay

  • Request additional information or identification for verification

  • Terminate your account with or without prior notice

Mookie may notify you of any such action via the registered email address or via an in-app notification, though such notification is not a pre-condition for action.

If your account is suspended, we will make reasonable efforts to review and resolve the issue in a timely manner. Based on the outcome, access may be restored or the account may be permanently closed.

In the event of account termination due to violation of our terms or policies, any remaining balance or access to proprietary content may be forfeited. You are not permitted to sell, transfer, or acquire accounts from other users under any circumstance.

Upon closure, your right to access the Mookie platform and its services is immediately revoked. You are solely responsible for removing or uninstalling any software associated with Mookie.

Proprietary Games Terms

These terms govern the use of Mookie’s proprietary games, including but not limited to PotRush and Predict & Win (collectively referred to as the “Games”). By participating in any of Mookie’s Games, you agree to adhere to the following conditions.

General Terms for Proprietary Games

  1. Eligibility
    Users must be at least 18 years old to participate in any Games. Participation in certain Games may require full registration and KYC (Know Your Customer) verification. While you may participate before completing registration, you will not be able to claim rewards or access certain features unless your account is fully verified.

  2. Game-Specific Rules
    Each Game has its own specific set of rules, and users must review and accept these rules before participation. By engaging in any Game, you confirm that you have read and understood the rules and agree to abide by them.

  3. Free and Paid Games

    • Predict & Win is a free-to-play game where users can submit predictions and earn rewards. However, full registration and KYC (where applicable) are required to claim rewards.

    • PotRush requires users to stake an entry fee in either fiat currencies or cryptocurrencies supported by the platform. These stakes are held securely by Mookie’s escrow service. Rewards are distributed based on game outcomes, and timely submission of predictions is required to qualify for winnings.

  4. Mookie’s Percentage
    In PotRush, Mookie deducts a 12.5% fee from the total pot before any rewards are distributed. The remainder is allocated to eligible winners, based on the game’s outcome.

  5. Non-Refundable Payments

    • Payments made for PotRush entry are non-refundable. If you fail to submit your predictions on time, your entry fee will be eligible for a rollover or credit for use in future Games, based on the entry fee amount and the currency of the pot.

    • If the number of participants in PotRush is insufficient to meet the required rewards pool, all entries will be rolled over for use in future rounds, provided the entry criteria (currency and amount) are met.

  6. Predictions and Winnings

    • In Predict & Win, users submit predictions for upcoming events and earn rewards for correct predictions. Participation is free, but users must be fully registered and verified to claim any rewards.

    • In PotRush, predictions must be submitted before the game deadline. Failure to do so will result in forfeiting the entry fee, but the fee may be rolled over as credit for future participation, subject to the rules of the next round.

  7. Account Verification and Suspicious Activity
    Mookie reserves the right to request additional information, such as government-issued identification or transaction details, to verify your identity or the source of funds if suspicious activity is detected. Accounts flagged for irregular behavior, including the use of multiple accounts to manipulate Game outcomes, may be suspended or permanently banned.

  8. Multiple Account Policy
    Mookie enforces a one account per user policy. The creation of multiple accounts to participate in the Games or gain an unfair advantage is prohibited. Violation of this policy may result in temporary or permanent suspension of all associated accounts and forfeiture of any rewards.

  9. Rollover and Credit for Unsuccessful Participation

    • In PotRush, if a participant fails to submit predictions by the game deadline, the entry fee will be credited as a rollover for future games. This credit can be applied in future rounds, provided the user meets the entry requirements for that round (e.g., sufficient funds, applicable currency).

    • If there are insufficient participants to meet the reward threshold in PotRush, entries will be rolled over for use in future rounds.

  10. Game Suspensions and Terminations
    Mookie reserves the right to suspend or terminate participation in any Game at its discretion, particularly in cases of fraud, rule violations, or suspicious activity. Notifications of suspensions or terminations will be sent via email or in-app alerts. Any unclaimed rewards or winnings will be forfeited, and no refunds will be issued.

  11. Appeal Process
    Users who believe they were unfairly flagged or suspended can file an appeal by contacting Mookie’s support team. The appeal will be reviewed, and a final decision will be made. If the appeal is successful, the account will be reinstated. If unsuccessful, the suspension or termination will remain in effect.

  12. Legal Action for Fraud
    Users found deliberately creating multiple accounts or engaging in fraudulent activity will be permanently banned from Mookie’s Games. In addition to losing access to all rewards, legal action may be taken against users who attempt to manipulate Game outcomes for financial gain.

  13. Ongoing Monitoring
    Mookie actively monitors participation to detect suspicious activity and ensure fair play. Users are encouraged to report suspicious behavior via the in-app reporting system, and valid reports will be investigated.

  14. Modifications to These Terms
    Mookie reserves the right to amend these Proprietary Games Terms at any time. Any significant changes will be communicated via email or in-app notifications. Continued participation in the Games after such changes constitutes acceptance of the updated terms.

Currency and Cryptocurrency Support in PotRush

In PotRush, users can stake their entry fees in fiat currencies (e.g., NGN, USD, EUR) and a range of cryptocurrencies. All funds are securely processed and held within Mookie’s escrow service. The platform ensures the protection of user funds, with the system deducting Mookie’s fee of 12.5% before distributing rewards.

Applicable Law

By visiting and using this website, service, or app via any of its official channels, you agree that these Terms and Conditions, as well as any disputes arising between you and Mookie, or its business partners and associates, shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of laws principles.

You irrevocably submit to the non-exclusive jurisdiction of the courts of Nigeria in relation to any dispute arising from these Terms and Conditions.

Any transactions with users shall be governed by the applicable provisions of the Nigerian Criminal Code Act, along with any regulations and rules made thereunder, as amended from time to time. It is the user’s responsibility to ensure they are fully aware of these legal provisions.

Complaints and Claims

All complaints regarding any transaction, bet, game participation, or interaction conducted through the Mookie platform—including the website, app, or any of its official channels—must be submitted to Mookie within 15 (fifteen) calendar days from the date of the event in question (e.g., settlement of a bet, completion of a game, or execution of a transaction). Complaints must be sent to Customer Services and must include your Account User ID along with a clear description and relevant details of the issue.

If a complaint remains unresolved or if there is a dispute regarding the outcome of the resolution, you must submit a formal claim in writing to:

Customer Services
Mookie Limited
No. 1, Akintola Auigbe Street
Lekki Phase 1
Lagos State, Nigeria

This must be done within 15 (fifteen) calendar days from the date of Mookie’s resolution of the original complaint. Claims must include your Account User ID, details of the matter in dispute, and copies of any correspondence related to the complaint.

Failure to submit the claim within the specified timeframe or to provide complete and accurate information may result in the claim being dismissed. Mookie reserves the right—without prejudice to any rights under these Terms and Conditions or applicable law—to suspend the user’s account pending full resolution of the issue.

Use of offensive or abusive language, or dissemination of malicious or defamatory content targeting Mookie, its staff, or services—whether during direct communication or in any public forum or media—will not be tolerated. Any such behavior may result in immediate suspension or termination of the user’s account and could trigger further legal action where applicable.

Third Party

Unless expressly stated otherwise, nothing in these Terms and Conditions shall be construed as creating or conferring any rights or benefits in favour of any third party, whether pursuant to statute or otherwise. These Terms and Conditions are solely for the benefit of you, the user, and Mookie.

Furthermore, nothing contained in these Terms and Conditions shall be deemed to create any form of partnership, joint venture, agency, fiduciary, employment, or principal-agent relationship between you and Mookie. You acknowledge that you are participating in the Services in your personal capacity and not as a representative or agent of any third party.

Indemnification

You agree to indemnify, defend, and hold harmless Mookie, its affiliates, officers, directors, employees, agents, licensors, partners, and service providers from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

  • your access to or use of the Mookie platform, services, app, or website;

  • your violation of these Terms and Conditions or any applicable laws or regulations;

  • any content or information submitted by you through your account;

  • your misuse of any services, including but not limited to betting features, games (including Predict & Win or PotRush), or payment and withdrawal mechanisms;

  • any violation of the rights of a third party, including intellectual property or privacy rights.

Mookie reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate fully with Mookie in asserting any available defenses.

Waiver

If Mookie fails to enforce or insist upon strict performance of any provision of these Terms and Conditions or any of your obligations under them, such failure shall not be deemed a waiver of Mookie’s rights or remedies, nor shall it relieve you of your obligations.

A waiver by Mookie of any breach or default shall not constitute a waiver of any subsequent breach or default. No waiver shall be effective unless expressly stated in a written notice issued and signed by an authorized representative of Mookie. For the avoidance of doubt, email or other electronic communications shall not constitute a valid waiver.

Limitation on Liability

To the fullest extent permitted by applicable law, Mookie and its affiliates, officers, directors, employees, agents, licensors, or partners shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to loss of profits, revenue, data, goodwill, or other intangible losses arising from:

  • your access to or use of, or inability to access or use, the website, app, or any of our Services;

  • any conduct or content of any third party on the Services;

  • any content obtained from the Services;

  • unauthorized access, use, or alteration of your transmissions or content;

  • delays, disruptions, errors, or omissions in the Services, whether technical or otherwise;

  • any other matter relating to the Services.

Mookie shall not be liable for any losses or damages arising from your misuse or failure to comply with these Terms and Conditions, or for failing to familiarize yourself with the rules of any proprietary games or features made available through our platforms.

Your sole and exclusive remedy for dissatisfaction with any portion of the Services is to discontinue your use of the Services.

Nothing in this section shall exclude or limit any liability that cannot be excluded or limited under applicable law.

Assignment and Transfer

You may not assign, transfer, charge, subcontract, or otherwise deal in any of your rights or obligations under these Terms and Conditions without the prior written consent of Mookie.

Mookie reserves the right to assign, transfer, charge, subcontract, or otherwise deal with any or all of our rights and obligations under these Terms and Conditions at any time, without notice or requiring further consent, where such assignment does not negatively affect your rights under these Terms.

Any attempt by you to assign or transfer your rights or obligations in violation of this section shall be null and void.

Entire Agrement

These Terms and Conditions, along with our Privacy Policy and any other legal or regulatory notices published by Mookie, constitute the entire agreement between you and Mookie with respect to your use of our services. They supersede any prior agreements, understandings, communications, or representations—whether oral or written—between you and Mookie.

No representations, warranties, or agreements made by any of our employees or agents shall have any binding legal effect unless expressly included in these Terms and Conditions. If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.